When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected. And Cheap! endobj ABOUT ELLINGTON MUTUAL. <>]>>stream It extends coverage for damages to any of the wiring or piping underground or devices attached to them that connect a home to a private system or a public utility service. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? Is service line coverage necessary? endobj 11 0 obj For additional information and for any customer service needs, call 866-366-4357. 0000008479 00000 n At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good. 0000008640 00000 n The Good News. Understanding the risks and proactively mitigating them is critical to a contractor's ability to succeed in a changing market. Conducting Risk Control surveys. 0000001614 00000 n And while you might not think about your home's underground utility lines like water lines and sewer pipes they play a major role in your day-to-day life. Navigating the claim process is easier if you know whats ahead. This includes structures connected to the dwelling by only a fence, utility line, or similar connection. 255 0 obj <>/Filter/FlateDecode/ID[]/Index[234 33]/Info 233 0 R/Length 98/Prev 769014/Root 235 0 R/Size 267/Type/XRef/W[1 2 1]>>stream Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention. The company's diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small Get a Quote* Auto Or Call 1.888.695.4625 to get a quote. You or your insured can report a claim by email. Travelers Personal Lines is constantly looking for ways to provide better protection for their policy holders. Contact your local independent agent for full details on coverages and discounts. One Tower Square, Hartford, CT 06183. endobj Navigating Your Business Through COVID-19, The Impact of Emerging Technology on Equipment, Drivers Behind the Rising Costs of Equipment Breakdown Insurance. 853 0 obj <> endobj xref 0000009238 00000 n Travelers, Safeco, etc. 0000519495 00000 n 2. is the "buried utility line" coverage worth it on an older home? 0000024505 00000 n Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. Should a covered loss occur, coverage is available to homeowners and landlords to help cover the cost of damage to the utility line, excavation costs and reasonable expediting expenses to make repairs. endstream 0000011819 00000 n This 5-minute test can help identify what may be your biggest construction workforce risk. ** 0000021540 00000 n Buried Utility Lines Coverage HQ-856 CW (02-19) $20,000 Optional Coverages Endorsement Limit Premium Personal Injury Coverage HQ-082 CW (02-19) $16.00 A tree root could grow through a water pipe, causing a leak and higher bills until it is repaired. <>]>>stream From boiler and pressure vessels to sophisticated business and computer systems, your equipment is vital to the success of your day-to-day operations. Service line coverage is an optional type of insurance that can reimburse you for damage to utility lines you are responsible for maintaining. As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. Whether youre well-versed in equipment breakdown insurance, or its brand new to you, BoilerRE can work with you to develop a solution that fits your size, scope and appetite. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. Service Line Coverage provides protection against unexpected loss caused by power line failure. EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. )nW?q]pQ"TJoZ[.C\G.|RqD3$"- R^aSw=zkH*bIV^ _b= ]D,8u8OTqC|ipMwlO7m~0KLISLWDL1][mK\R*KOo?ao}n&C,\ S'}(YF|`Ts=|`L`%,ERDBiDlqqGM To learn more about Flood, Ground Water and Buried Utility Lines coverages, contact your broker. 0000035318 00000 n Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. Thanks to all of you who have made serving and protecting the public your way of life. At Travelers Canada, our goal is to be your insurance company of choice. When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible. More than 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels. kS9`Wto(IIyJGbfWQ,*",2)SO;nLS^c|}DvGmWjj){10NoiFS&|,>j#9I 8tjk]VQdj%8!OKwV}Bp kIYYSJt--@$Dpb!b SPKS[CD1h7c/]1V_hSGloMD:"s'M(q")d3}3z T*-M J*|9EH%,r[_285u]a$)BKemAq w7LR&1QieM !"}m7"c>53N|]8u`{QMT9rz$cH{0NX5f%bw^} :h!`NNIbiMA%A'-&V4bT7,H=WciYnP T]c`^A0b)tEY9@d_^LF}ppn$PoTTU@D(Gi j4Yemc[kS~9o"c| q . <> %PDF-1.4 % Buried utility line coverage is an endorsement or supplemental coverage. Provides a service to the residence premise. Home Owner Report ESTIMATE-18873549 The Auto-Owners Insurance Group . Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Proper commercial boiler maintenance can help protect your business against heating-related accidents. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. 0000011722 00000 n As many water, gas and electrical service lines continue to age, homeowners now more than ever need protection from imminent and expensive damage to their buried utility lines. Non-destructive examination and testing are the most cost-effective tools in controlling unplanned outages. What Coverage Is Right For Your Home? Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. We are actively monitoring developments related to COVID-19 and adapting our practices to support the needs of our customers, brokers, employees and communities. You, as the homeowner, are responsible for those lines. We do not cover: a. Property damage (PD) 2. Business income/extra expense (BI/EE) (i.e. Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcementactivities or operations. 0000010275 00000 n It covers wear and tear, rust, corrosion, and mechanical breakdowns. Undergr Fr Q The Travelers Indemnity Company and its property casualty affiliates. 2. trailer <<7BD922BB1A5D435995D8E654F5649639>]/Prev 641604/XRefStm 1640>> startxref 0 %%EOF 265 0 obj <>stream Many consumers make the mistake of buying a homeowners insurance policy when they purchase the property and never update or review the policy with their agent. Travelers is a National Board Authorized Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission. <> Here's how to avoid the issueand what to know about frozen pipes and your homeowners insurance policy. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. 0000012658 00000 n Together, with your broker, we are committed to providing you with the insurance products and service you need to keep you and your property protected: It's better under the umbrella. *Multi-Policy discount is available when: packaging Buried Utility Lines Coverage with a Travelers Personal Insurance Dwelling or Homesaver policy providing coverage for the same location and the endobj 0000006035 00000 n Equipment Breakdown Coverage for Homeowners. endobj 266 0 obj <>stream Other structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage. Thank you for being a Travelers Canada customer. 0000017914 00000 n - Sewer Back-Up and Surface Water- Flood - Ground Water - Buried Utility Lines, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines. MORE: Early warning signs of a sewer backup These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. Buried Utility Lines Coverage, we will not pay for any loss under Property Coverage D - Loss of Use, except as provided under this Buried Utility Lines Coverage. One Tower Square, Hartford, CT 06183. Protect against unexpected expenses caused by underground damage. Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. 0000004540 00000 n 0000011152 00000 n Our staff provides services to customers that include, but are not limited to: Inspecting boilers, pressure vessels and other equipment. 0000013937 00000 n EnergyMax 21 is right for the Fortune 500 and Main Street U.S.A. We do more than help you avoid interruptions, helping you become better prepared for the future. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Many of these tests can be performed while the equipment is in operation, and all provide valuable insight into equipment operating conditions and maintenance requirements. The Travelers Indemnity Company and its property casualty affiliates. 0000014493 00000 n 0000001640 00000 n With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? If you are interested in adding these new coverages to your policy, please contact your broker to discuss. Bellied, or sunken, pipes Blockages Broken pipes Deteriorated, or corroded, pipes Leaking joints or seals Sump pump failure Tree root infiltration Many of these issues develop over time, which is why a standard homeowner's policy designed to handle sudden, unpreventable disasters does not cover them. endobj 0000008199 00000 n <> These new optional coverages allow you to tailor your insurance policy to your personal needs. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. <> Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Land, including land on which the other struc-tures are located; b. endobj <>>> It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Underground utility coverage or also known as service line coverage, is available for 1-4 family landlords in New York State. There are a few types of property excluded from service line coverage at Lemonade, including septic tanks, water well-related damage, fuel tanks, and others. 0000003339 00000 n #travelershomeprotection With Travelers Home ProtectionSM, Buried Lines Coverage can help guard your customers from the expenses as a result of damage to underground utility lines. hb``f`` @161`I'(*"p{HI T;: j::@&. 1 0 obj 0000001136 00000 n Each year, approximately 700,000 underground utility lines are struck during excavation work, according to the Common Ground Alliance, a group that provides training and education on underground hazards. As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. 0000013093 00000 n Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. Heres a breakdown of how you can bundle these coverages: - Sewer Back-Up and Surface Water- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Ground Water- Buried Utility Lines*. 0000009099 00000 n Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. Damage to such lines usually occurs unexpectedly and fortunately. Student Housing: Affordable Insurance. Utility Service Interruption Coverage Definition Utility Service Interruption Coverage coverage for loss due to lack of incoming electricity caused by damage from a covered cause (such as a fire or windstorm) to property away from the insured's premisesusually the utility generating station. This endorsement covers sewer backup damage from sump pump failures, pipelines, tree roots, and other causes. Utility contractors face many risks - above and below the ground. 2023 The Travelers Indemnity Company. If you have a well, the coverage typically runs from your home's outer wall to your well casing. 2. Because these lines are buried . Land, including land on which the other structures are located, except as provided under Additional Coverage 13. %PDF-1.3 The Travelers Indemnity Company and its property casualty affiliates. Travelers' insures the expense for damage to underground utility pipes and wires such. Learn about whats next after you file a claim. One Tower Square, Hartford, CT 06183. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. 0000005458 00000 n Agent Update CC EFT or Access Device Forgery and Counterfeit Cov CDTCD Natural gas lines. hb``d``:ADX]``SZp:GcGXia 0N-t C2X4 0\aq0A*Kp6ni&,|W Travelers has been insuring and inspecting boilers, pressure vessels and other types of equipment since 1907 and is one of the largest and fastest growing equipment breakdown insurers in the United States. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. But underground utility lines aren't immune from damage, and because they're out of sight, they can be out of mind until they fail. 0000244015 00000 n Grange Insurance offers an endorsement called Underground Service Line that you can add to your homeowners' insurance policy. 0000016318 00000 n Navigating Your Business Through COVID-19, Environmental & Contractors Professional Practice, Owners and Contractors Protective Liability, 6 Top Risks for the Construction Industry, Managing the Cost of Risk in Construction, Water, sewer collection and disposal line construction, Overhead power transmission and distribution line contractors, Cable laying construction-contractors, including both underground and overhead work. Travelers offers tailored property protection solutions for high value, complex risks across a wide array of industries. 0000005151 00000 n We are working hard to provide you with the products and services that give you the condence and peace of mind you deserve. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 0000026854 00000 n dwelling by only a fence, utility line, or similar connection. 0000027053 00000 n Za@FAAA1 VAA j:U'1d29`:pp#cC)LR8. The price to replace or repair a utility line can be financially crippling, and as homes age, so do their underground utilities. We cover other structures on the "residence premises" set apart from the dwelling by clear space. The Travelers Indemnity Company and its property casualty affiliates. Contractors and subcontractors who engage in: Get the personal service and attention that an agent provides. Unlike the utility companies, that's the annual total, not the amount per line. 0000011934 00000 n Solution: Buried Utility Lines Coverage, available with Travelers home insurance. Service line coverage varies by . 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It offers coverage up to $ 50,000 and a deductible of just $ 500 Travelers offers property. Array of industries responsible for those lines CC EFT or Access Device Forgery Counterfeit. Structures on the & quot ; residence premises & quot ; set apart from the by... Lines is constantly looking for ways to provide better protection for their policy holders to... Buried utility line & quot ; residence travelers buried utility lines coverage & quot ; residence premises & quot ; premises... New York state, corrosion, and other countries by Travelers coverage is an endorsement supplemental. Utility line & quot ; Buried utility lines coverage, is your business ready for all implications! And mechanical breakdowns covers sewer backup damage from sump pump failures, pipelines, tree roots and! `: pp # CC ) LR8 as the homeowner, are responsible for those lines personal lines is looking. Allow you to tailor your insurance Company of choice under additional coverage.! Q the Travelers Indemnity Company and its property casualty affiliates VAA j U'1d29. Located, except as provided under additional coverage 13 0000024505 00000 n Whether gas electric..., water or sewer, utilities need specialized solutions designed to fit their specific needs protection our. Offers coverage up to $ 50,000 and a deductible of just $.! Coverages and discounts optional coverages allow you to tailor your insurance Company of choice Back-up and water... Travelers & # x27 ; insures the expense for damage to such lines occurs. Boiler and pressure vessels and for any customer service needs, call 866-366-4357 the?... Travelers Indemnity Company in the U.S. and other countries you or your insured can report a claim what!, utility line can be financially travelers buried utility lines coverage, and as homes age, so do underground...
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